Bank loans to small business fall to 12-year low

December 21st, 2011

By Jacob Fenton, Investigative Reporting Workshop

New federal data show that the number of small bank loans to business has fallen to the lowest point in more than a decade, cutting the flow of money to a sector that’s usually a job-creation powerhouse.

“It’s usually the smaller business that is more able to bounce back and take advantage

Small Business Owners Seek Loans from Peers

December 21st, 2011

DALLAS, Ga. – By Jonathan Serrie,Published December 20, 2011,FoxNews.com

With bank lending still down in the wake of the financial crisis, small business owners instead are getting money from other entrepreneurs. It’s called peer-to-peer lending.

“Most times, the window of opportunity opens fast,” said Cory Henry, who recently opened a third Edible Arrangements franchise store with his wife

How Firms Cope with Slow Payers

December 7th, 2011

Small companies need the business. But they also can’t afford to be too lenient.

Call it a cash-crunch contagion.

One business owner falls behind on paying suppliers. Those business owners then fall behind on paying their own suppliers. And so the delinquencies spread.

The causes are all too familiar—sluggish consumer spending

Small Business Lending Jumps – But Credit Struggles Linger

December 2nd, 2011

By EMILY MALTBY

Small businesses received more government-backed loans last year than ever before. Even so, access to capital remains a major hurdle for a significant number of U.S. entrepreneurs, new data show.

A record $19.6 billion were issued through the Small Business Administration’s flagship program in fiscal 2011, the government agency reported Wednesday. Those funds, however