When Big Banks won’t lend and Small Banks fail…..

August 29th, 2011

In the world of small-business loans, it’s the worst of times and the worst of times.

The volume of new small-business loans amongst the nine big U.S. banks that received federal bailout money plummeted nearly $20 billion in January compared with December, the U.S. Treasury Department reports. The banks loaned nearly $36 billion, the smallest monthly total since last October

Mortgage Rates in U.S. Tumble to Lowest in More Than 50 Years

August 22nd, 2011

Can you believe it U.S. mortgage rates fell to the lowest in more than half a century as concern that the global economic recovery is faltering spurred demand for bonds that guide home loans, according to Freddie Mac. delivered By Prashant Gopal

The average rate for a 30-year fixed loan dropped to 4.15 percent in the week ended

Why the Recovery Eludes Small Business

August 16th, 2011

By Scott Shane

Rather than limit the fix to stoking consumer demand, policymakers need to boost credit and find new ways to help troubled industries

The Federal Reserve Bank of New York recently released a study to explain why employment at small businesses dropped so much more than employment at large companies during the Great Recession

Are We Headed back into Another Recession?

August 10th, 2011

Did you know that Capital Markets have a tendency to lead or follow? Did you know they very rarely reflect, economic reality….. The situation in the U.S. is no different. Following a market bottom in the spring of 2009 both equity and debt markets staged a tremendous recovery (now slipping on well-justified fears). Sadly, in the case of the

Has the Trend to Small Business Credit Availability Stopped?

August 2nd, 2011

Has the availability to Small Business Credit availability stopped? It sure looks like that may be the case. Scott Shane, Smart Charts, Forbes Online writes… For two of the past three months, small business owners’ perceptions of credit availability have worsened, according to the National Federation of Independent Business’s (NFIB) monthly member survey. If the […]